What is Condo Insurance?

Condo policies help protect the interior of your unit, your personal property, and liability protection for bodily injury or property damage to others.

Condo Insurance

Condo’s I have their own unique insurance needs. Typically, the master policy held by the Condo Association provides coverage for the exterior structure, pool, hallways, common grounds and shared amenities.

Condo owners need a separate insurance policy for their unit. This policy would provide coverage for your personal property, improvements, interiors walls including fixtures, flooring, cabinets, and lighting. You will also have liability coverage for bodily injury or property damage to others.

Condo insurance protects what your association's insurance does not, including your possessions, repairs to the interior of your unit, and liability claims brought against you.

Living in a condo gives you the lifestyle and the freedom to live in your space without the hassle of property maintenance. Your condo is your home and likely one of your largest investment. Is it well protected? Will you have enough coverage if your belongings are destroyed by fire, catastrophic weather, burglary, vandalism, or arson?

Most Condo policies will include coverage for losses arising from:

Fire or Lightning
Windstorm or Hail
Smoke
Vandalism or Malicious Mischief
Theft
Accidental Discharge of Water
Explosion
Freezing

Looking for more detail? Just click locate an agent and they will be happy to provide you with more information and a quote.

Don’t wait for disaster to strike, click here to view available resources to help you prepare for the unexpected
and access additional helpful information.